How can you manage to get out of the situation where you want to follow your bliss but you just can't afford to "waste" your time?

Even though your question seems to be general in nature, I think you are really asking about what to do right now in your particular urgent situation.

And, for that, there is a solution, because you cannot have a problem without a solution also co-existing...they are two sides of the same coin.

But the vibration of the problem and the vibration of the solution are two completely different vibrations. When you are focused on the problem, you cannot perceive the solution that exists.

So you need to find some way to deactivate the realness of your current problem to allow the solution to be perceived by you...a bit like riding an elevator from the floor where the problem is, to the floor where the solution is.

But often the realness of an urgent problem can be overwhelming.

One approach I like - and have recommended to others - is Brian Tracy's Solitude Method.

With this method, you acknowledge that you are in the vibration of the problem and just kind of hang around in solitude until the pain of the current reality thoughts wear themselves out and subside, then your natural vibrational level raises, and then the vibrational balance shifts (i.e. the elevator rises to the right floor) and your own unique solution becomes perceptible to you in the form of ideas and impulses.