And for people who buy insurance, most of the time they would have bought it because they are scared of the unknown and what might happen to them in the future. Wouldn't buying insurance cause these events more likely to happen, since they would now start thinking about them more as compared to before when they did not know (or buy) about insurance at all?

I would say that's a fair summary.

It all depends on the "state of being" that "inspires" the action as to what the outcome is likely to be.

• If you are in a bad-feeling state then actions that you naturally feel like taking are more likely to lead to results that will amplify that bad-feeling state.

• If you are in a good-feeling state then actions that you naturally feel like taking are more likely to lead to results that will amplify that good-feeling state.

So, yes, people who are "inspired" to buy insurance through fear are taking another step towards fear-based physical manifestations.

There are a couple of ways out of this cycle....

1. Take the best-feeling action you can take at any moment regardless of what you would naturally feel like doing...and keep taking those best-feeling actions. This is what Bashar advocates. (Bashar Time Management)
   
   
2. Get into a good-feeling state first before taking any further physical actions. This is what Abraham advocates. (Vortex First, Any Way You Can, Then Everything Else)

So basically this means that two people can take exactly the same physical actions but be heading towards very different physical results...the missing element is the emotional one. This is why a "Plan of Action" from your favorite success guru may work for some people and not for others.

And it's also why it's impossible to give anyone a universal step-by-step action-based method for achieving anything in physical reality without taking their emotional state into account.

Insurance companies and agents always harp on the very negative sides of live and the worst things that can happen to you, yet most insurance companies are still able to do well. Why is this the case ?

That's because it is their business to instill fear into you for the sake of their own profit/success. They won't be imparting that information to you from a fear of it happening to them but from a good-feeling understanding that if they scare you enough to make a sale, they will make more money themselves.

Thank you for asking this question, @Kakaboo. I do not yet feel in alignment with this concept. Does preparation for a possibly unpleasant event lead to the manifestation of this event?

I like @Stingray's answer. However I still have a question. I don't really have negative feelings about writing a check for insurance premiums. I can get in a good-feeling state and write a check for insurance, but WHY am I doing so? Seems like I am betting that something bad (damage) will happen and the insurance company is betting it won't.

I am not a gambler. I have never bought a lottery ticket.

I pay enough in insurance premiums a year to buy another antique Cadillac. Though I can do both, I don't get as good a feeling paying premiums as I do buying another old Cadillac.

One of my commercial properties just came due for a policy renewal. Last year the premium was $759 for the year. I had no claims on this policy, nor any others, and yet my agent called to tell me she had found a "really good rate" of $2450 for the renewal. She told me that other companies wanted $3300 t0 $4000, so this was a bargain! I am trying to have a good feeling about this increase, but it is not easy.

Yet I paid it.

I don't mean to come across as "poor old rich guy" but to use this example as a request for better understanding. Could I get my head in a place where I do not feel the need for insurance?

Is there anyone, anyone on IQ, or elsewhere, if they can afford it, who does not have some kind of insurance? And, if so, how is this in line with the Law of Attraction.

EDITED - My agent called me yesterday and told me she had found a company that would insure the property for $1400 a year. I think that as I felt better about the idea, the price went down. Apparently I feel the need to have insurance and this is ok. I feel better having insurance.

EDITED AGAIN - Had a fire loss in one of my properties. I was insured at "replacement value." This means the cost it would take to completely rebuild the house using all new materials. The yearly premium was $600. Over half the house burned. The insurance company called it "totaled" and wrote me a check for $150,000 I had only paid $65,000 for the house (in a foreclosure), and sold the lot and what was left of the house for $35,000.

I felt VERY good about this, and was super glad I had insurance!

Are you saying I hit a deer and totaled my car because I had car insurance?

I don't know about this, it sounds off to me. I dove many years with not many accidents. The ones I did have were animal caused. I still remember the time I hit that poor dog! :-(

I don't think I attracted hitting that dog or that deer because I have car insurance.

If I did I would have come to expect it like, "Oh what a relief I paid my car insurance. I can hit something and it will be paid for!" That would be crazy to think that.

We all have to buy car insurance, so this means we are all destined for accidents?

On the other hand I don't own medical insurance. I feel I can't afford to get sick or hurt so I mostly don't. Jai thought I broke my toe. I said, I don't think so. If I had insurance maybe I would have had it checked out. It is nearly healed now, it has been a week. However if I turn it from side to side that still hurts a bunch but that will pass too.

I don't think that purchasing insurance is going to cause you have whatever problem you're trying to insure yourself against. I think this depends entirely on the individual and the vibration of their basic worldview. I can imagine a person who feels extremely comfortable not carrying medical insurance, and so chooses not to do so, and I can imagine that person being essentially so neutral on this topic that they never really attract the kind of health issue that would make that type of insurance helpful. It could be a complete non-issue in their life.

But I know that for myself, while I am not really afraid of health conditions, having health insurance feels really relaxing. It's super soothing to me. So I think, for someone like me, with my background beliefs, it's much more in alignment to just buy the insurance. Having insurance makes me (IMO) LESS likely to attract a serious problem, not more. To me it feels like "Great! That's taken care of." - not "This is something I have to guard against."

(Sidebar: could I do the work to change those beliefs? Sure. I don't really feel the need to right now. I'm pretty lazy. The path of least resistance for me is to soften any resistance I have through just buying the insurance and then not thinking about it anymore.)

I can also imagine a person who is very afraid of attracting some kind of health condition, and so buys insurance out of fear, and I can imagine that person having a lot of opportunities to use their insurance. But that could still be a lower-resistance set of choices for that person than trying to take the big jump from "I feel afraid of attracting a health problem" to "I'm not going to buy insurance".

This is how I see it. It's not any different then carrying a spare tire.

Your issue boo is medical insurance. You brush & floss your teeth every day, don't you? The only difference between purchasing insurance & buying a toothbrush, toothpaste & dental floss is cost. If medical insurance didn't cost anymore than toothpaste, would there be an issue?

I was only w/o medical insurance once. I turned 18 & I was no longer covered under my parents policy & wouldn't have insurance till I entered college in the fall. Sure enough, I needed to be hospitalized. Even had I known about the Vortex back then; not many of us are in it 24/7.

Bill's issue is property insurance. I think of insurance as a necessity - just as necessary as keeping a spare tire in your vehicle or buying clothes or food or dental floss. It's like taxes - it's life. I own property. If someone comes on my property & get's injured, I'll be held responsible for their injuries. If someone trespasses on my land to illegally hunt & they get injured, they can sue me. Do I worry about this happening? NO, but I am prepared.

I'm responsible for MY OWN vibrations; NOT people who visit me or are on my property illegally. My ability to affect the vibrations of other people especially strangers is limited. The same goes for acts of Mother Nature. I cannot manipulate the weather. Can you?

Recently my area was hit by a natural disaster. I'm heavily insured but unless you have special insurance, most acts of Mother Nature are not covered. My damages are not covered; but compared to many other people in my area, my loss is insignificant. That's Life.

better to purchase insurance and move on and not think about it much. Think of Insurance as an Insurance to your vibration. Your vibration maybe great but incase who knows.. but dont spend any more thought - what if my house gets caught in fire. dont go to association events that discuss theft ... dont subscribe to theft alerts - Yes people do that! lol dont do it please. my apt had lot of thefts and they had meetings to discuss.. and i was like are kidding me.. i dont have time for this.. i am busy enjoying life!