Remember that your Universe is a discrete Universe unto itself and the only person in it is you. Thus, each seemingly other person in your Universe is merely a version or facet of you, which you pulled into your Universe to help to give you an opportunity to remember more of who you really are. Every being does this and while it may seem that there are others, really, in your Universe it's all you.

In order to believe in the possibility that the Universe can test you, by definition, a belief in outside influences is necessary. There certainly is a lot of confusion out there. However, if you look deeply into the idea of oneness you'll see that there is no out there; there's only you/me/us moving at infinite speed here and now, thereby setting the stage of seemingly separate realities within the idea of a space-time reality.

There is a kind of test, but not in the way test is generally understood. Our Universe has no choice other than to reflect who we are being back to us through the Universal mirror of our life. The reflections are cyclic in nature and I've noticed that these cycles return to us in waves of infinitely varying duration.

The test is really just you giving you an opportunity to decide, to choose and to declare if the reflection you're getting in any moment, your current reality, is really who you are and who you want to be.

If it is, great - keep on doing what you're doing. If not, simply ignore the current reflection and remain focused upon what you want: in your mind, in your imagination and in your feelings. Ultimately, as you get more adept at this, all of your reflections will be those that you have consciously chosen and all other reflections, which consist (are made up) of default ideas and inherited confusion will naturally fade out of your awareness.

It's worth remembering that there is never and has never been any judgment imposed upon any of the reflections you're summoning. At the root there is only unconditional love and you are It and It IS you :)

The answer from Eddie is wonderful but if you need something a little more earthly than here it is.

You are testing yourself. Your conscience is bothering you and now you are subconsciously sabotaging yourself hence the end of prosperity flow. Dont worry it will come back once you realise this and compensate for any wrongs done. Rule No. 1 is forgive yourself for you are subconsciously beeting yourself up for the wrongs you beleive you have done or were tempted to do.

Its not too late to do good and start giving no matter how small the amounts are and if you truly dont have any money to give than give of your time or kindness. This will increase your self esteem and get rid of the guilt. You realised your mistake and admited it therefore you are on the mend and all you have to do is forgive yourself.

Be more specific next time you want to manifest money or whatever. Tell or write to the Universwe and say you dont mind where it comes from as long as it is legal and if non legal stuff keeps coming your way as sometimes it does to all of us be wise enough to leave well alone. Overcome your temptation and you will feel like superman/superwoman.

Expect the best and the best will present itself to you.

some may say that you create your own karma, may have current experiences that were set into motion,
from a past chosen event which in term started compensation to restore balance,
each of us being as its own child of the universe with a destiny,
your trials and tribulations are intertangled with your chosen thoughts and actions,
possibly to learn though experience that it is actions guided by spirit that maintains balance in nature